Welcome Refi


There are many potential benefits to refinancing your education loans. If you're an Alaska resident, have strong credit, and you're looking to lower your overall student loan costs, refinancing with ACPE may be a great choice!

The Alaska Education Loan Refinancing Program lets you consolidate your federal, private, and state student loans from a qualified lender into a single loan with just one monthly payment and potentially even reduce your payment. You may be able to lower your interest rate, extend your repayment term, or change your interest rate type from variable to fixed. Plus, you'll get to have all your student loans serviced right here in Alaska, by Alaskans.

Review the Alaska Education Loan Refinancing Program to learn more about the benefits and considerations of refinancing your education loans with ACPE.

Alaska Refi Loan:

Just one monthly bill for all your education loans
Consolidate federal, private, and state education loans from any qualified lender
Option to exclude federal loans
No fees
No prepayment penalties
Instant credit decision
Serviced in Alaska

Before you choose to refinance, here’s what you should consider:

  • You'll need a FICO credit score of 720 or a cosigner with a 720 FICO
  • You must include all eligible ACPE state loans, but you can choose which federal or private education loans to include
  • When you refinance your loans, you forgo any current and future benefits such as forgiveness, interest subsidies, and borrower benefits or incentives
  • Any federal loans you include will no longer be eligible for existing deferment, forbearance, or other federal repayment or forgiveness options

Ready to proceed?