What will my payments be when I enter repayment?

Your monthly payment amount will be based on the amount of your debt, interest information, and the allowable repayment period (how long you have to repay the debt). offers a variety of financial tools to help you manage your college expenses and education loans. Specifically, there is a loan payment calculator that calculates estimated monthly payment.

Is it possible to stop payments if I'm unemployed or experiencing financial difficulties?

If you are having trouble making payments on your student loans, the Alaska Commission on Postsecondary Education (ACPE) may be able to help. Read more about repayment assistance.

Don't wait until your account becomes delinquent or in default. If you are unable to make a payment, contact ACPE as soon as possible to discuss options that could adjust your repayment schedule and lower, or even postpone your monthly payments.

Can I defer payments while in school?

Yes. Deferments on loans to students are automatic for the entire time you remain in school on at least a half-time basis. A variety of deferments are also available if you experience certain hardships while in repayment.