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STUDENT LOAN

5.71% - 8.59%APR
  • FIXED INTEREST RATE
  • -0.25% AUTO-PAY DISCOUNT
  • USE IN- OR OUT-OF-STATE
  • NO FEES
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FAMILY LOAN

6.75% - 7.00%APR
  • FIXED INTEREST RATE
  • -0.25% AUTO-PAY DISCOUNT
  • NO CREDIT SCORE NEEDED
  • EXTENDED FAMILY BORROWERS
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REFINANCE 

5.05% - 6.50%APR
  •  FIXED INTEREST RATE
  • COMBINE MULTIPLE LOANS
  • INSTANT CREDIT DECISION
  • 5, 10 OR 15 YEAR TERM
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 SPECIALTY LOANS 

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  • CAREER SPECIFIC
  • NO ORIGINATION FEE
  • BIOMEDICAL PROGRAM
  • WICHE PSEP
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Important Loan Update

On April 1, 2023, the Alaska Commission on Postsecondary Education (ACPE) transferred the servicing of all ACPE’s Education Loans to American Education Services (AES). AES is a national student loan servicer, with more than 50 years of experience helping borrowers manage and pay off their education loans. Together, ACPE and AES will support Alaskans by providing tools and resources to streamline education loan repayment. For account information or to make a payment, please contact the AES Customer Service Center at 1-800-233-0557. For more information, please review these frequently asked questions.

Created by Alaskans, for Alaskans.

ACPE’s loan programs provide Alaskans with low-cost, financially responsible options to help reach their postsecondary education goals. 
As Alaska’s trusted higher education state agency, ACPE delivers financial aid products and resources to increase access to postsecondary programs and career training. To learn more about how ACPE's loan programs help make your educational dreams a reality, call or email our team at 800-441-2962 opt. 4 or acpesuccesscenter@alaska.gov

In reflection of Alaska's workforce needs, ACPE education loans can be used at a wide range of postsecondary institutions, reflecting Alaska's workforce needs. In addition to using Alaska loans at all colleges and career training schools that qualify for federal financial aid, you can also use them at some career training facilities that do not participate in federal programs. Check with the Alaska institution of your choice to find out if they can accept an ACPE student education loan.

ACPE student education loans (ASEL) are available to you if you are an Alaska resident – whether you're attending an in-state or an out-of-state institution. You can also use our student education loans (ASEL) if you are not an Alaska resident, but are attending an eligible Alaska school.

ASEL, FEL and Refi rates are for the 2023-2024 year. Rates are for the current year, see prior rates  HERE.