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Managing Your Finances
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Managing your own finances when you head off to school or start your first job away from home is a big responsibility. To help navigate this process, ACPE has put together various resources to help prepare and support you through this next stage of life.

Understanding Credit Your credit history says a lot about you. It demonstrates whether you have paid your bills as agreed or whether you have a history of defaulting on debts.
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The Right Amount to Borrow Loans can be a sound investment to help you get a degree and increase your earning potential. However, you should only borrow what you need.
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Creating a Budget Planning and sticking to a budget will help you know exactly what you need or don’t need to pay for while avoiding common spending pitfalls.
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Graduating on Time Getting a college degree pays off in lifetime earnings! But to make sure you get this pay off, you need to be prepared to finish it – and, to maximize your
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Keeping College Costs Low A good way to stay out of unnecessary debt is to plan to avoid nonessential costs. There are a few ways to do this effectively.
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Planning for Repayment Ensure you are prepared for repaying your loans without getting into trouble.
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Check out ACPE’s Before You Borrow guide. This quick reference sheet conveniently explains what you need to do before you take out student loans to make sure you have maximized your opportunities to borrow less, save more, and complete your education. Download ACPE’s Before You Borrow


Download ACPE’s Before You Borrow